RA&Z is dedicated to making the homebuying journey smooth and stress-free for first-time buyers. We provide personalized guidance from securing pre-approval to navigating offers, paperwork, and final closing. Our team ensures you understand every step, empowering you to make confident decisions along the way.

We offer various mortgage options, including fixed-rate, adjustable-rate, FHA, VA, and USDA loans.

RA&Z provides tailored mortgage solutions and bilingual support to ensure the Hispanic community understands their options and can achieve homeownership.

Yes, we offer refinancing services to help you lower your interest rate, reduce your monthly payment, or access equity in your home.

Our commitment to personalized service, expertise in serving the Mexican community, and a team of dedicated professionals who have been together for years set us apart.

Yes, we can help you explore down payment assistance programs and grants that you may qualify for.

You can start by contacting us for a consultation or by filling out a pre-approval application on our website.

Bring identification, proof of income, tax returns, bank statements, and details of any debts or assets.

We offer ongoing support to our clients, including refinancing options, homeownership tips, and financial planning advice.

Yes, we work with clients to improve their credit and explore loan options that might still be available to them.